Following credit card advice can help you unlock your cards full benefits, such as the cash back you’ll earn on your purchases, the interest you’ll earn on those purchases and the fees you’ll pay with it, If you are planning to get a credit card then please keep on reading.

A few quick points:

• Be realistic with yourself.
• Do not spend more than you earn on the card.
• Pay all your bills on time.

If your credit report shows any late payments or other negative information, you could experience significant restrictions to your credit and interest rates.

Get started now by calling our 24/7 Financial Services team at 888-334-3664.

What is the Discover it Cash Back Card?

Discover it Cash Back is a rewards card available in the United States. Discover offers a flexible cash-back rewards program that is available for new and existing customers. You may receive 1% cash back on up to $1,500 in combined purchases each quarter (quarter 1 for 2018), 1% back on up to $6,000 in combined purchases per quarter (quarter 2 for 2018), 1% back on up to $12,500 in combined purchases per quarter (quarter 3 for 2018), and 2% back on up to $18,000 in combined purchases per quarter (quarter 4 for 2018). The cash-back reward on Discover cards is also subject to the terms and conditions of the issuer. You can view a list of all Discover cards here.

If you make a purchase, statement credit or other cash advance, you’ll get the rewards immediately. You’ll receive a statement credit or cash advance (up to $2,500) after you make your first purchase of $35 or more on the same day. If your first purchase is less than $35, you’ll be eligible to receive up to $20 statement credit. For all other purchases, you’ll receive statement credit (up to $2,500) if you make at least $15 in purchases within 3 months from your statement date.